Austria HealthCare - Austria Bank Account

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Austria HealthCare

Austria Info

The nation of Austria has a two-tier health care system in which many individuals receive publicly-funded care, but they also have the option to purchase supplementary private health insurance. Some individuals choose to completely pay for their care privately.
Austria is well known for a generous social system. Although spending has been reduced in recent years, you will still find very good healthcare and a strong social security system. There is an extensive network of hospitals and doctors covering even the remotest areas of Austria.

If you are a tourist or just staying temporarily in Austria coming from a European Union country you are automatically entitled to free basic health care due to reciprocal agreements among EU countries. You need to have the E111-form that is available from your home country’s health insurance authorities. Alternatively, you may be issued with the European Health Insurance Card, which is in the process of being introduced at different speeds in different countries and is an equivalent replacing the E111-form.
Everyone living and working in Austria must make health insurance contributions. Health insurance is part of the social security insurance system. Depending on the type of employment, there are different fee and payment scales. The social security system can also include accident, pension and unemployment insurances. Basic healthcare and dental treatment care in public hospitals and medication are covered, as well as visits at specialists. The cost for an insured person depends on their income and therefore varies a lot.
All hospitals, with the exception of some private clinics, are open to all insured patients. Normally doctors transfer patients to a hospital and control of treatment is then managed by a doctor there.

Hospitals in Austria aren't cheap! All fees have to be paid for either by you or your insurance company. Even in the case of an emergency, there is no such thing as "free treatment". If it is your decision whether or not to go into hospital, check your cover with your insurance company.

When going to a hospital or clinic, take proof of your health insurance with you (although you're unlikely to be refused in case of emergencies). If you are admitted to hospital, your health insurance will cover the costs of that stay.


Treatment will be free of charge as long as the doctor has a contract with one of Austrians regional health insurance offices (Gebietskrankenkasse). In all other cases, you'll be charged. However, you can claim back some of the treatment costs (maximum 80%) from the 'Gebietskrankenkasse'. The 20% is non-refundable in Austria but you may be able to seek reimbursement when you are back in the UK.


Only a limited range of dental treatment is available under the state healthcare system. If the treatment you received is covered, and the dentist has a contract with the 'Gebietskrankenkasse' you will not be charged. In all other cases, you'll be charged. However, you can claim back some of the treatment costs (maximum 80%) from the 'Gebietskrankenkasse'. The 20% is non-refundable in Austria but you may be able to seek reimbursement when you are back in the UK.

Hospital treatment

Outpatient treatment is free of charge if you are treated in a hospital that has a contract with the 'Gebietskrankenkasse'. If you are admitted as an inpatient, there will be a daily charge for the first 28 days in hospital. You will need a doctor’s referral.

If you are treated by a private hospital will be charged. You can claim back some of the treatment costs (maximum 80%) from  the 'Gebietskrankenkasse'. The 20% is non-refundable in Austria but you may be able to seek reimbursement when you are back in the UK.


You can get prescribed medicines from any pharmacy, which will be charged at a standard prescription rate.


Necessary ambulance travel is covered.

Emergency Numbers
In case you find yourself in an emergency during your stay in Austria, dial 144. You can also use 112, which is the equivalent for the European Union. You might want to save the number in your phone.

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