Transfer Money - Austria Bank Account

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Austria Info

How to transfer money within Austria or abroad

A transfer is used to transfer money from one bank account to another, using a special form ( Überweisungformular). Transfers within the European Union are free of charge, if you have BIC and SWIFT code handy.
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On many occasions, you will receive bills with a pre-printed Überweisungsauftrag containing the billing amount and the bank details of the recipient. When handing in a transfer, keep a copy for your reference.

Standing orders ( Dauerauftrag): If you make regular payments of a set sum, such as rent, it is recommendable to arrange for a standing order ( Dauerauftrag). The amount will be transferred automatically from your account on a specified date and to the recipient.

Direct debit authorization ( Lastschrift or Einzugsermächtigung): This is a practical method of payment if you have recurring payments which vary in size, such as the telephone bill. You give the recipient a direct debit authorization ( Einzugsermächtigung) which allows them to deduct varying sums of money directly from your account. Of course, you can later cancel the Einzugsermächtigung to stop the direct debit.

This method of payment may be new to you and some people worry that it is open to abuse. However, all direct debits are registered on your bank statement so that you can easily check them and reverse any incorrect debits. Any money deducted incorrectly from your account can be asked back and should arrive within a few weeks. You should check your bank account statements for errors.

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