List of Bank and Swift Codes in Ghana

The SWIFT code of a bank is an alphanumeric code that uniquely identifies your financial institution. SWIFT code is also known as BIC or Bank Identifier Code. You do need to know your bank's SWIFT code if you are doing international transactions or wire transfers. MT103 is the format banks use when they execute what is known as a wire transfer, cable transfer, funds transfer, telegraphic transfer or SWIFT transfer.

 

The SWIFT code is 8 or 11 characters, made up of:

• 4 letters: Institution Code or bank code.
• 2 letters: ISO 3166-1 alpha-2 country code
• 2 letters or digits: location code

- if the second character is "0", then it is typically a test BIC as opposed to a BIC used on the live network.

- if the second character is "1", then it denotes a passive participant in the SWIFT network

- if the second character is "2", then it typically indicates a reverse billing BIC, where the recipient pays for the message. As opposed to the more usual mode whereby the sender pays for the message.
 

• 3 letters or digits: branch code, optional ('XXX' for primary office)
  Where an 8-digit code is given, it may be assumed that it refers to the primary office.
   

List of World Wide Banking Directory

List of SWIFT Codes Worldwide